Long term care insurance is a retirement planning tool to protect your assets from the high cost of needing long term care services. With the current average cost of care at $92,400 per year, it would not take long to spend a large amount of your assets on care. According to the Department of Health and Human Services, 7 out of 10 Americans age 65 and older will require long term care at some point in their lives. As you age, the probability of needing care and assistance also increases. (Read More)
Darlis Kirchhofer is a nationally recognized specialist in Long Term Health Care Solutions. She is dedicated to helping people plan for the physical, emotional and financial burdens Long Term Health Care can have on family and loved ones. This dedication was sparked by the untimely loss of her mother, followed soon after by the stroke-induced dementia of her grandmother. Darlis experienced the catastrophic consequences of being unprepared for these long term care events. She has seen the positive impact on her clients and their loved ones; on how with proper Long Term Care Planning these events are more manageable for all concerned.
She brings her unique experiences and expertise to benefit each client by first educating and explaining what options they have so her clients will make informed decisions. She has learned that each of her clients appreciates being walked through the entire process, from company selection, benefits chosen, through application and underwriting so that each feels comfortable that their plan will perform.
Darlis is licensed throughout the United States and is certified with the National Partnership Program as well as the California, Indiana and New York Partnership Programs. She is an endorsed Agent with the American Association for Long Term Care Insurance and a member of The National Ethics Association.
Her clients enjoy the ease of meeting with Darlis by phone and the convenience of a simple screen sharing technology, allowing her clients to review their options while viewing her computer screen.
Darlis works with the top insurance companies in the industry who feature Long Term Care Solutions including traditional plans and Linked benefit products that include life insurance or annuities with Long Term Care benefits. This allows for the most flexibility in options for her clients. She understands how these plans work, how they are underwritten as well as the claims process.
A California native, Darlis earned a Bachelor of Science Degree from Cal State, Long Beach. In her free time she enjoys traveling, hiking, reading and cooking. She volunteers her time with both the senior citizen community and with cats in need of shelter.
If you or a family member have any questions or would like more information, Darlis would be happy to assist you!
To educate and inform my clients about their options regarding Long Term Care and financial planning so they are able to make informed decisions. Decisions based on what is in their best interest to insure my client’s and their families are protected. Utilize all available resources and products available, and provide the highest level of ongoing service and commitment to my client’s and their family members.
Multistate Licensed: NIPR 2629680 / CA 0B62063
"Protecting you and your Family"
Thanks Darlis. I really have appreciated your guidance and professionalism while working together to make this happen. I do actually feel more protected by having a LTC policy in place. I would be glad to be a referral for you to other clients, if you have need.- Sally F. - Boulder, CO
It is with pleasure that I write this letter of recommendation for Darlis Kirchhofer, Long Term Care Insurance Specialist. She put together comparisons of three different long term care insurance companies, including CalPERS. She was very familiar with CalPERS, which turned out did not offer the best coverage. Because she's an independent broker, not representing any one company, she was able to offer me the best coverage at the best price.- Sally S. - La Mirada High School